Clareti Banking

There is perhaps no single form of personal lending more complex to manage than the residential mortgage. While the concepts are simple, financial institutions compete aggressively for this profitable, long-term lending business. The result has been a proliferation of products with - in some markets - extreme competition based on price. This has resulted in greatly reduced margins for many lenders.

The Mortgage module provides the functionality you need to manage and grow this business. New products can be implemented quickly to counter competitive offers, and extensive reporting is available to support the activities of: managment, product managers, operations staff, treasury managers and branch staff.

Like all our lending tools, the Mortgage module is rich in features and can be easily modified to meet specific business needs or processes.

The module integrates well with our Clareti Lending Mortgage origination system. You can now implement a seamless application, processing and administration system to deliver 'end-to-end' mortgage functionality. You can also deliver mortgage application functionality to your customers or sales agents via the Internet.

Retail Loans

Retail Mortgages

Commercial Lending

Leasing

Collateral Security Register

Loan Delinquency Managment